Mr. Abhaya Raj Sharma is an experienced banker with his 25 years in Nepalese Banking industry including the banking academy. He worked for various Commercial Banks, Development Bank, Finance Company and BOD for Capital market company and has carried variety of experiences in Service Operations Management, Trade Finance Operations, Relationship Management, Credit Administrations and Control, Risk Management, Compliance and Good Governance etc. He holds Certification on Enterprise Risk Management and is one of the listed and certified Financial Literacy Trainer by Nepal Rastra Bank, the Central Bank of Nepal.